Although it is possible to do your own conveyancing when buying or selling a property, it is often easier and cheaper in the long run to ask a solicitor or conveyancer to do it for you.
Understanding the Tasks Involved in Property Conveyancing.
Background Checks
- Asking questions of the seller and then collating their responses. They may check who owns the boundaries, whether there have been any disputes with neighbours and what fixtures and fittings, such as lights and curtains, are included.
- They will check the guarantees on the property, such as details of planning permissions for extensions and that there are the necessary building regulation certificates.
- They will also check that the seller owns the property and prepare a Report on Title for you.
- They will find out if there are any other local taxes you may have to pay, such as parish fees for the maintenance of the local Church.
- They will check with the local authority and the land registry that the property is as it is supposed to be and what the plans are for the local area. You may not know that the view you have now will be spoilt by the plan to build a large warehouse.
Making Payments on Your Behalf
- They will arrange to pay the stamp duty on the property on your behalf and arrange for the land registry to change the title deeds to your name.
- You will need to prove you are who you say you are with several forms of ID.
- You must prove you can afford the deposit and send this to their bank account before exchanging contracts.
Liaising Between Parties and Acting as a Point of Contact
- They will liaise with the mortgage lender to make sure the money they are lending for your property purchase is available on the day of completion.
- And finally, they will call you to let you know it has all gone through and that the property now belongs to you.
Give Us a Call
If you are ready to buy your home with our experienced team, check out our packages and decide which is right for you. If you are still determining which is the perfect one for you, then call us on 01305 778500, and we can discuss your needs in more detail.
