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UK lenders are pulling new mortgage deals, here is how it may impact the housing market.

Following Monday morning, where the pound fell to its lowest ever level against the US dollar, three lenders have temporarily pulled mortgages that come with fees for new customers. Halifax, followed by Virgin Money and Skipton, are withdrawing their products due to market volatility. Ultimately, these lenders cannot afford to place fixed loans due to the uncertainty of borrowing.  So what’s...

On Trend Colour Palettes For Home Decoration This Winter

For Winter 2022 the trends are all about colors which make you feel good. Weather you prefer a soft color palette to give you a cozy autumnal feeling or a bolder option for an eye catching finish, it’s up to you. You can easily experiment with different shades- after all it is just paint. Colors can be viewed as temperatures, as they can have cool or warm tones. For example, grey and blue are cool toned;...

The Simplest and Cheapest Route to a Green Home

1. Wash your clothes in cold water90% of energy used by a washing machine goes towards heating the water. This heating ofwater is not only energy consuming, but actually made for clothes- as it can make the colourless vibrant. So unless it is absolutely essential to usea hotter temperature e.g. stubborn stains, then thecolder the better!2. Swap regular Light Bulbs for LED bulbsLED’s are significantly...

The likely impact of the interest rate rise on house values

What is the relevance of interest rates on house values? There are several reasons why interest rates are important to the housing market. Firstly, they determine how much you have to pay to borrow money to buy a property. Secondly, they influence the value of a property. In general, low interest rates increase demand for property, increasing house prices, whilst high interest rates generally do the...

Should you invest in solar panels on your property- a debate

FOR1. Renewable Energy SourceThe big benefit, and the most obvious one, isthat solar panels are good for the environment.Due to their carbon-busting technology, theaverage residential solar PV system in the UKsaves 1.3-1.6 tonnes of carbon dioxide fromentering the atmosphere annually. So aninvestment in solar energy is an investment forthe...

Small Garden / Courtyard Ideas

How to best utilise your compact spaces to make them stunning sanctuary. Having a small outdoor space doesn't necessarily mean that the space cannot be utilized or enjoyed. There are many ways to improve small spaces to be enjoyed, whether it just be sitting enjoying the sun, alfresco dining or evening setting up a small allotment. The best place to start is to see how the light works in the garden....

UK Housing Market Prices

Week on week the UK House prices are changing. This week UK homes and average house prices topped £250,000. The head of research for Zoopla says “Buyer demand remains high but there are now signs that market is softening, and price growth is set to slow -we expect +3% price growth by the end of 2022”. What does this mean if you’re looking to sell? If you have...

Trees Update

We are now in the fifth month of the year. The weather is warmer, the sea is calmer and Kathryn is busy planting lots of trees on behalf of Direct Moves to reach her goal of 300 trees planted this year. In February a total of 25 various trees were planted in the allocated spot, bringing the total number for trees to 46. This month Kathryn went back to her planting site and managed only a further 10 trees....

Update on UK Housing Market

With the squeeze on energy prices, food bills and other services are we likely to see a pinch in the market? The UKs annual inflation rate reaches 6.2% earlier this year which lead to panic among home owners and caused them to reassess their own mortgage needs. The Bank of England has also given indication this number is likely to increase to 10%.  Whilst it is fair to...

A Beginners Guide to a Wildlife Friendly Garden

This year, our attention as a business is very much focused around Wildlife. So this is anther nature base blog on the different ways you can increase the wildlife in your back garden. One of the easiest ways to increase wildlife in the back garden is to leave your grass area free from mowing. No Mow May is an initiative set up to give your grass a break from mowing, this gives wildlife, insect and...

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